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Sedona put us through a rigorous garage workout & said if we try rly hard we can be part of his fit fam 🐶 tbd on that

Money Myth Monday: Emergency savings and general savings are the same thing💰⁣ ⁣ *wee-woo wee-woo wee-woo* (that’s the sound of a siren🚨)⁣ ⁣ There’s a lot of talk right now about emergency savings and using them to get through this “unprecedented time” (can we find a new word?)⁣ ⁣ What exactly IS an emergency fund? And is it the same as your general savings account?⁣ ⁣ Not quite❌⁣ ⁣ I believe you should have at least 2 accounts at your local bank/credit union: checking & savings. You don’t keep lots of money in them—maybe $1-3k each (entirely dependent on your situation)⁣ ⁣ But your emergency savings is different! In amount, placement, and use⬇️⁣ ⁣ Amount: Ideally, you’ll have 3-12 months’ worth of expenses in them. If you require $3k to pay rent, eat, and survive, your emergency savings should have $12-36k. That’s a medium-term, big goal. Which means you work up to it over time. So if you’re thinking “um yeah definitely don’t have that saved!” no worries! We’ll work on it. ⁣ ⁣ Placement: Because you’re stashing quite a bit of cash, you’re better off earning more interest than you would in a traditional savings account. Personally, this is where high yield savings accounts come into play (I love Goldman Marcus). They’ll earn a little more % and continue to build after you’ve reached your goal. ⁣ ⁣ WHEN DO YOU USE YOUR EMERGENCY FUND? ⁣ ⁣ • To cover expenses while you’re job searching, furloughed, or laid off⁣ • To make up for lost shifts or income ⁣ • When emergency maintenance (car/house) pops up and you don’t have cash on hand ⁣ • Medical emergencies ⁣ ⁣ So YES, if you’re currently experiencing financial distress due to Covid, you SHOULD resort to your emergency fund without feeling guilty. This is why it exists! ⁣ ⁣ And if you’re like “I definitely don’t have an emergency fund.” Now’s the time to cover your butt and start one. Because we WILL face another economically hard time and you’ll give yourself the biggest hug ever for being prepared. ⁣ ⁣ Need help starting one? I’d love to chat—slide into those DMs pals. And stay safe, healthy, and sane. Sending love + light💜⁣ ⁣ #emergencysavings #personalfinance #moneytips #moneymonday #financetips #moneycoach

Dear Monday,⁣ ⁣ Thank you, for fresh starts and open books and endless possibilities. For morning coffee and cool air and podcasts on repeat. For laughter and joy and afternoon naps. For catching up and making calls and setting big goals. For plants to water and dogs to walk and waffles to crisp just right. For “I love yous” and “I’m with yous” and the lips they leave.⁣ ⁣ But mostly thank you for remaining the same even as the world can’t stop tripping over it’s own feet. You bring peace and possibility into a world of chaos and unknown.⁣ ⁣ See you soon☀️⁣ ⁣ #monday #quarantine #findingjoy #workfromhome #mindsetmonday

Business owners: Your people want to hear about something besides Corona❗️❗️❗️⁣ ⁣ There, I said it. ⁣ ⁣ You can’t read or watch ANYTHING without hearing “Covid-19 is ending the entire mf world,” and honestly—it’s a lot, and your audience feels it too. ⁣ ⁣ Unless you’re a:⁣ ⁣ •Healthcare practitioner ⁣ •CDC employee⁣ •Government official ⁣ •Journalist ⁣ •Mom/Dad sharing WFH tips ⁣ •Person with the virus or sharing about someone you know who has it⁣ ⁣ TALK ABOUT SOMETHING ELSE. Anything else. ⁣ ⁣ Share your joys, your gratitudes, your wins, your adventures, your favorite recipes, how you’re staying sane and active and happy❤️⁣ ⁣ Share tips and tricks that elevate people’s lives whether we’re in a pandemic or not✨⁣ ⁣ Share pics of your dog or cat or lizard or kid or favorite house plant🐶⁣ ⁣ Make people laugh and smile and feel inspired. ⁣ ⁣ Talk about your service or your most recent client win or upcoming course or what you’re doing to elevate your business. ⁣ ⁣ People listen to what’s put in front of them—so beat the news and Facebook and allllll the Covid chatter by saying something different. By sharing your story. By spreading your genius. ⁣ ⁣ Sure, it’s ok to acknowledge the current situation and send hugs and love. But focusing on “we’re doomed and here’s why!!!” isn’t helping you, your business, or your clients❌ ⁣ ⁣ Next time you go to write an email or blog, jump on your Story or feed, ask yourself, “What do my people need to hear to feel centered and inspired and snag just a little bit of normalcy?” Then say THAT🙌🏼⁣ ⁣ #quarantine #workfromhome #videomeeting #zoomcall #contentmarketing #writingtips #emailwriter #webcopywriter

It’s money myth Monday but somehow I feel like no one needs to hear anything about money right now—they just need a reason to keep moving and keep doing what’s hard.⁣ ⁣ I’ll give you a few:⁣ - to get through this as well as we can, it’s going to take all of us. You have the opportunity to play your small part in history—take it.⁣ - you deciding to stay home could mean 1 more person gets to hug their grandma again and tbh, THAT’S enough🤗⁣ - for all the people looking forward to weddings & trips & parties & gatherings later this year—the more we band together, the better chances they get their celebrations ❤️⁣ - you want to be back at a stadium watching sports? Same, I’m ready to watch my human coach the sh*t out of this season. But that’s not going to happen if we all don’t get it together.⁣ ⁣⁣⁣⁣ And in the mean time, remember:⁣ - it’s not about taking this time to lose weight or break habits or be productive—it’s about doing what YOU need to do to get through (and keep EVERYONE safe)⁣ - if you need to rest, rest. If you need to eat, eat. If you need to cry, cry. You do you. Whatever feels right.⁣ - we’re going to get through this. It’s the only thing we know how to do.

Humans 6 feet away, dogs max 6 inches pls🐶

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